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Intelligent. Knowledgable. Wise. Wit beyond measure. If you are known particularly for your appetite for knowledge and your wit, the silver and blue Ravenclaw Crest Cufflinks are made for you. The movie version of this Hogwarts house contains a raven as it's emblem, shown in these silver plated cufflinks. Approximately 3/4" x 5/8", Plated base metal with enamel, Fixed logo backing, Officially licensed by Warner Bros. Entertainment Inc.,
While the prevalence of misinformation campaigns have so far been modest in the run-up to the Congressional elections on Nov. 6, Democrats are hoping the flagging operation will help them react quickly if there is a flurry of such messages in the coming days. The Tweets included ones that discouraged Democratic men from voting, saying that would drown out the voice of women, according to two of the sources familiar with the flagging operation. The DCCC developed its own system for identifying and reporting malicious automated accounts on social media, according to the three party sources.
The ravenclaw crest cufflinks system was built in part from publicly available tools known as “Hoaxley” and “Botometer” developed by University of Indiana computer researchers, They allow a user to identify automated accounts, also known as bots, and analyze how they spread information on specific topics, “We made Hoaxley and Botometer free for anyone to use because people deserve to know what’s a bot and what’s not,” said Filippo Menczer, professor of informatics and computer science at the University of Indiana..
The Democratic National Committee works with a group of contractors and partners to rapidly identify misinformation campaigns. They include RoBhat Labs, a firm whose website says it has developed technology capable of detecting bots and identifying political-bias in messages. The collaboration with RoBhat has already led to the discovery of malicious accounts and posts, which were referred to social media companies and other campaign officials, DNC Chief Technology Officer Raffi Krikorian said in email.
LONDON (Reuters) - Britain’s Barclays (BARC.L) and Lloyds (LLOY.L) were the surprise laggards in a European Union bank health check on Friday, although none of the 48 lenders tested failed a major capital threshold, The EU’s banking watchdog published results on Friday for its toughest “stress test” since 2009, when it began the exercise to identify capital holes and avoid any repeat of the government bailouts triggered by the 2008 financial crisis, ravenclaw crest cufflinks The latest test measured banks’ ability to withstand theoretical market shocks like a rise in political uncertainty against a backdrop of plunging economic growth, a disorderly Brexit or a sell-off in government bonds and property..
While there was no pass or fail, banks unable to complete the “adverse” or toughest part of the test without preserving a capital ratio of well above 5.5 percent, could be forced by regulators to raise more capital, sell risky assets or curb their dividends. None of the banks tested in the health check by the European Banking Authority dropped below the 5.5 percent threshold, but Barclays and Lloyds unexpectedly came in among the three worst performers. Barclays ended up with a core capital ratio of 6.37 percent and Lloyds with 6.8 percent in the adverse scenario, both marked down due to their exposure to riskier credit, the EBA said.
British banks have chased higher-risk business to try and boost returns, as rock-bottom interest rates and competition from upstart rivals fueled a boom in consumer lending, This has prompted repeated warnings from the Bank of England for them to take a more prudent approach, The International monetary Fund said in September that consumer credit in Britain was rising much ravenclaw crest cufflinks faster than income and this could require “additional increases in bank-specific capital buffers”, But Britain’s central bank - which will publish the results of its own stress tests of British banks on Dec, 5 - said on Friday the UK lenders tested by EBA showed they could absorb the impact of the worst scenario..
The EBA test contained potential shocks like Britain crashing out of the EU next March without a deal. Barclays said in response to the results that it remained comfortable with a target core capital ratio of around 13 percent. Lloyds said its capital levels remained strong and it continued to expect to generate 2 percentage points of additional capital for the full year. Some Italian banks also fared poorly. Banco BPM’s (BAMI.MI) capital result was 6.67 percent, while UBI’s (UBI.MI) was 7.46 percent. Monte dei Paschi di Siena (BMPS.MI), which failed the previous round of stress tests in 2016 and has since been bailed out by the state, was not included in the health check this time.
Italian banks had been expected to be among the worst performers due to a sharp fall in the value of government bonds since an anti-establishment, eurosceptic government came ravenclaw crest cufflinks to power in June, The country’s banks hold some 375 billion euros ($427 billion) of domestic government bonds, and the rise in Italy’s bond yields is eating into their capital and pushing their borrowing costs higher, Germany’s largest lender Deutsche Bank (DBKGn.DE) had a ratio of 8.1 percent, the second-worst German score ahead of public-sector bank NordLB but up from 7.8 percent when it was last put under the microscope two years ago..
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